In today’s medical insurance climate, effectively creating Multiple Employer Welfare Arrangements (MEWA’s) and Association Health Plans (AHP’s) are difficult to implement due to their complicated moving parts and regulations.

Simply put, Program Benefit Services serves associations and brokers in taking a MEWA from an idea or concept to a full-fledged program.

PBS has a proven track record creating  and implementing programs for brands such as NAPA  and their 22,500 NAPA Auto Part stores and NAPA AutoCare centers.

 
 

Why use Program Benefit Services

  • Over 25 years of experience

  • Specializes in association trusts – from concept to completion

  • Cost – start a trust/association program for a fraction of the cost

  • Turn-key solutions:

    o  Save time and money through established partnerships and preferred pricing.

    o  Partnership with experienced ERISA attorneys – finding an attorney that has the experience and knowledge of the trust business can be a difficult task. PBS has established relationships with various attorneys that have expertise in this field.

    o  Partnership with TPAs experienced in ERISA trusts – PBS has relationships with TPAs that have the capabilities necessary to handle the complexities of a large national or regional trust and report the information to the health insurance carriers.

    o  Partnerships with health insurance carriers. PBS has worked with some of the nation’s largest insurers to provide fully insured products at a competitive price.

    o  Proven delivery and implementation of program nationally. 

  • Experience with many different types of health & welfare trusts including Davis-Bacon, Taft-Hartley and ERISA trusts